/fli6«otf, ;d[l4 / ;Eotf
/fli6«o o'lg6L Plss/0f ;+u7g
/fli6«o :jflwgtf /Iffsf] nflu cfTdlge{/sf] ljsf; u/f}+ Û
cfTd lge{/tfsf] nflu o'lg6L nfOkmsf] Pltxfl;s :yfkgf u/f}+ ÛÛ
/fli6«otf, ;d[l4 / ;Eotf;+u;+u} Pstf xfd|f] cleofg Û
uf}/jdo ;+:yf o'lg6L nfOkm /fi6«sf] klxrfg ÛÛ
@!cf}+ ;tfAbLsf] cfly{s qmflGt dfkm{t n3'ljQ - Micro Finance _ h:tf] gljgtd a}1flgs k4lt cg'z/0f ub}{ lzIff, :jf:Yo, ;fdflhs ;'/Iff / /f]huf/d'ns sfo{qmdx? ;[hgf u/L g]kfn /fi6«sf] rf}tkmL{ ljsf; u/]/ ;d[4 Pj+ ;dtf d"ns gjg]kfn lgdf{0f ub}{ :jflwg /fi6« lgdf{0f ug]{, k|To]s gful/sx?df cfTdlg0f{osf] clwsf/ ;lxt ;d'gt eljio lgdf{0f ug{ /f]huf/Lsf] ;'lglZrttf k|bfg ug]{, gljgtd\ cy{tGqsf] cjwf/0ff Pj+ cfljisf/x?nfO{ cjnDjg ub}{ ljleGg pBf]u, snsf/vfgf ;+rfng u/]/ ljsfz lgdf{0fsf] ltj|td cleofg dfkm{t /f]huf/Lsf] ;dfg cj;/ pknAw u/fpg], /fi6«sf] k|d'v ;|f]tsf] ?kdf /x]sf] hn, h+un, hl8a'6L, hgzlQm cflbsf] ;d'lrt k|of]u / kl/rfng dfkm{t /fli6«o cy{tGqsf] hunfO{ dha't agfpFb} :jflwg cy{tGqsf] ljsfz ug]{ Pj+ ko{6g ljsfzsf] k|j¢{g u/]/ jfXo k"hLnfO{ ljz]if dxTjsf ;fy k|fyldstf lb+b} /fi6«sf] ;d[l¢ Pj+ ;EotfnfO{ 6]jf k'¥ofpg] h:tf dxfg lb3{sflng of]hgfx? ;+rfng ub}{ /fi6«s} klxrfgsf] ?kdf cfˆgf sfo{qmdx? cGt/fli6«o :t/;Dd lj:tf/ ub}{ k|l;4 aGb} uO/x]sf] uf}/ado ;+:yf o'lg6L nfOkm OG6/g]zgn lnld6]8 dfly k|ltufdLx?sf] dltof/sf] ?kdf /x]sf] dfwj s'df/ g]kfnsf] s7k'tnL ;/sf/ dfkm{t cToGt tfgfzfxL Pj+ bfgljo z}lnaf6 kl/rflnt eP/ u'GbfubL{, b'/fzok"0f{ Pjd\ k"jf{u|xL xb;Dd plqP/ lab]zL bafj tyf cfGtl/s k/lhjLx?sf] ldn]dtf] / pS;fx6df ;'lgof]lht u|f08 l8hfOg tof/ u/]/ /fi6« lgdf{0fdf k'¥ofPsf] ct'nlgo of]ubfgnfO{ ;d]t a]jf:tf ub}{ PsklIfo 9+uaf6 h;/L klg Wj:t agfpg] ;fy} ljut $ jif{sf] cGt/fndf ljleGg cf/f]x–cj/f]x kf/ ub}{ cfh{g u/]sf] ;+:yfsf] s"n ;Dklt slyt 7lusf] xfjf km}nfP/ s'g} klg xfntdf hkmt ug]{ / e|i6frf/L Pj+ bnfnx?sf] e/0fkf]if0f ug]{ s'l07t dg;foaf6 clek|]l/t eP/ ljb]zL bnfn Pjd\ :jb]zL k/lhjLx?sf] cf8 e/f]iffdf /fli6«o cl:dtf dflyg} lg/Gt/ ?kdf k|xf/ eO/x]sf]n] :jfledfgL, b]zeQm Pjd\ /fi6«k|]dL o'lg6Logx?sf] k|ltlglwTj ub}{ /fi6«sf] ;fj{ef}ldstf, /fli6«o cv08tfsf] /Iffy{ :jflwg /fi6« lgdf{0f ug{sf] nflu ;Dk"0f{ /fi6«jf;L Pj+ nfvf}+ /fi6«k]|dL o'lg6Logx?n] ;j{k|yd df6f] Pj+ cl:tTj /Iffsf] nflu uf]na4 Pj+ Pstfa4 eP/ /fi6«3ftLx?;+u lg0f{os ?kdf h:tf] ;'s} n8fO{ -cleofg ;+rfng_ n8]/ ePklg P]\ltxfl;s hLt ;'lglZrt ub}{ o'lg6L nfOkmsf] uf}/aufyfnfO{ cgGtsfn ;Dd hLaGt /fVb} cg's/l0fo Oltxf; lgdf{0f ug{] :jl0f{d nIo / dxfg nIosf ;fy jf:tljs Pstf lgdf{0fsf] nflu /fli6«o o'lg6L Plss/0f ;+u7gsf] :yfkgf ul/Psf] xf] .
b]zsf] sxfnL nfUbf] Pj+ hh{/ cj:yfnfO{ dWo]gh/ u/]/ /fi6« lgdf{0fsf] P]ltxfl;s sfo{ef/ k'/fug]{ p2]Zosf ;fy nw'ljQ - Micro Finance _ sf] ;xsf/L cfGbf]ng dfkm{t cu|0fL e"ldsf lgjf{x ul//x]sf] ;Gbe{df nfvf}+sf] 9's9'sL aGg ;kmn o'lg6L nfOkm dfyL /fHoaf6 r/0f bdg / cTofrf/ eO/x]sf]n] To;sf] 3f]/ lgGb|f / eT;gf{ ub}{ klAns lnld6]8df kl/gt eP/ g]kfn clw/fHo e/Lg} of] ;+:yf4f/f ;+rflnt k|To]If hg;/f]sf/ /fVg] :jf:Yo, lzIff, a}slNks phf{, ;~rf/, s[lif, hnlaw't h:tf If]qdf hgtfs} /f]xj/df hgtf;+u n]pm, hgtf4f/f n]pm, hgtfnfO{ g} lkmtf{ b]pm eGg] d'ne"t l;4fGtdf /lx nufgL ul//x]sf] ;Dj]bglzntfnfO{ dWo] gh/ ub}{ h;/L afx\o / cfGtl/s ?kaf6 g} cfˆgf] 3[l0ft Pj+ s'l07t :jfy{ l;4 ug]{ p2]Zon] Wj:t agfP/ s'n k"hL hkmt ug{sf] nflu lg/Gt/ ?kdf k|xf/ eO/x]sf] oyfy{nfO{ x[boËd ub}{ 3lge"t ?kdf uf]na4 Pj+ Psa4 eP/ k|wfg zq'x/sf] klxrfg ug]{ / z;St k|ltsf/ Pj+ k|ltjfb ub}{ ;/sf/L tyf u}/;/sf/L lgsfox?;+u klg pRr ;ts{tfsf ;fy ;dGjosf/L e"ldsf lgjf{x u/]/ ;+:yfsf] ;kmntfk"j{s P]ltxfl;s cjt/0fsf] nflu dg, arg / sd{af6 g} ;dlk{t x'b} lbw{sflng ?kdf klg ;+:yfsf] d]?b08sf] ?kdf :yflkt eP/ sfo{ ;Dkfbg ug]{ dxfg cleef/fnfO{ ulDe/tfk"j{s cfTdf;ft ub}{ /fli6«o o'lg6L Plss/0f ;+u7g sf] pTklt ePsf] xf] .
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